Blog
Discover our latest articles and blogs
Australia: SMSF property loans now restricted to business real property
From 10 August 2026, new SMSF property loans can only buy business real property. Read who’s grandfathered, lender requirements, likely costs and how to...
Renew 60–90 Day Pre Approval Fast in Australia to Protect Your Offer
What to do in Australia when a 60–90 day home loan pre approval nears expiry. Renewal checklist and steps to protect your offer
From 10 August 2026: LRBA Changes Australian SMSF Trustees Must Act On
From 10 August 2026 the ATO excludes residential property from new LRBAs. What SMSF trustees must document, monitor and check before signing.
Australia: Use a broker to find lenders counting 80% of foreign income
Use overseas income for an Australian home loan. Documents lenders need, they often count ~80% of foreign pay, and how a ZENRG broker can help.
Interest-only vs P&I in Australia: model with calculators and broker
Compare interest-only and P&I in Australia. See how a ~0.90% IO rate premium and the 5-year IO cliff can raise repayments. Model your loan with the...
Mortgage discharge fee: what you'll pay and when it's due
Discover the costs and timing of mortgage discharge fees in Australia, helping you avoid surprises when closing your home loan.
Equity release for investment: how it works for Australians
Discover how Australians can leverage equity release to fund investments. Learn the options, risks, and benefits of accessing home equity.
Can you swap your home loan security without refinancing?
Discover how security substitution allows you to swap your home loan property without refinancing, saving time and money. Learn more!
Overdraft vs line of credit: which one actually suits your business
Discover whether a line of credit or an overdraft best fits your business needs. Explore their differences and choose wisely.